Wednesday, March 21, 2012

Ahead of the Bell: Oracle to break down 3Q results

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Source: http://news.yahoo.com/ahead-bell-oracle-break-down-3q-results-105635603.html

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At least 44 dead as Iraq rocked by wave of violence

A wave of attacks Tuesday in more than a dozen Iraqi cities killed at least 44 people on the anniversary of the US-led invasion of the country, just days before Baghdad hosts a landmark Arab summit.

The violence, which left more than 180 people wounded, bore the hallmarks of Al-Qaeda, which typically attempts to launch coordinated nationwide mass-casualty bombing campaigns.

It was swiftly condemned by Iraq's parliament speaker as a bid by the jihadist group to derail this month's summit.

Officials said bombings and gun attacks rocked 13 towns and cities spanning the northern oil-rich hub of Kirkuk and the southern shrine city of Karbala from 7:00 am (0400 GMT), in the deadliest violence to strike Iraq in more than two months.

In central Baghdad, a car bomb exploded in the parking lot opposite the foreign ministry, despite dramatically heightened security measures in the capital in preparation for the March 27-29 Arab League summit.

At least three people were killed and nine wounded, officials said, underscoring concerns over Iraq's ability to maintain security for the meeting.

Parliament speaker Osama al-Nujaifi condemned Tuesday's "brutal criminal" attacks, and said they were part of efforts by Al-Qaeda to "derail the Arab summit, and keep Iraq feeling the effects of violence and destruction."

Tuesday's deadliest attacks occurred in Kirkuk and Karbala, where 26 people died in total.

In ethnically-mixed Kirkuk, a car bomb targeting a police building killed 13 people and wounded 50 others, according to police Major Salam Zangana. All of the fatalities were police, as were the vast majority of those hurt.

The explosion, which was followed minutes later by a smaller car bomb, also badly damaged dozens of police cars.

"We have also received parts of bodies, but we do not know who they belong to," said Mohammed Abdullah, a doctor at Kirkuk hospital.

In Karbala, two roadside blasts at the entrance to the city killed 13 people and wounded 48, according to provincial health spokesman Jamal Mehdi.

Police spokesman Major Alaa Abbas of Karbala, which is south of Baghdad and home to the shrines of revered Shiite clerics Imam Hussein and Imam Abbas, confirmed the toll.

A car bomb in the central town of Hilla, also south of the capital, killed two people and wounded 31 others, provincial security committee chief Haidar al-Zambur said. The toll was confirmed by Ali Mohammed at Hilla hospital.

And hours before the foreign ministry attack in Baghdad, a car bomb set off by a suicide attacker in the centre of the capital killed four people and wounded eight, security and medical officials said.

An early-morning gun attack on a west Baghdad church also left three police dead, church and security officials said.

Another car bomb in Ramadi, capital of western Anbar province, killed two people and wounded 11, according to police and medics. A roadside bomb blast later in the city targeting Anbar governor Qassim Mohammed Abed left two wounded, though Abed was unharmed.

Separate gun and bomb attacks in Salaheddin province killed four people, including a city councillor, police said.

Bombings in the main northern city of Mosul, the refinery town of Baiji, and the northern towns of Baquba, Daquq and Al-Dhuluiyah left 25 people wounded. Another car bomb in the northern city of Samarra left no casualties.

Tuesday's violence was Iraq's deadliest day since January 14, when 53 people were killed in a suicide bombing outside the southern port of Basra.

The attacks come on the ninth anniversary of the beginning of the US-led invasion of Iraq which ousted Saddam Hussein, and just days before Baghdad hosts an Arab League summit, the first meeting of the 22-nation body to be held in the capital since Saddam's 1990 invasion of Kuwait.

Officials insist Iraq's forces are capable of maintaining security for the summit, but admit they may need to effectively shut down Baghdad to do so.

Following the February 23 violence, officials said Al-Qaeda is bent on derailing the summit in an attempt to stoke instability in Iraq to give it further room to operate.

Violence across the country is down from its peak in 2006 and 2007, but attacks remain common. A total of 150 Iraqis were killed in February, according to official figures.

Source: http://news.yahoo.com/spate-iraq-attacks-kill-26-070501490.html

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Sunday, March 18, 2012

George Clooney released after arrest

By Gael Fashingbauer Cooper

UPDATE, 2:30 p.m. ET: George Clooney, his father, Nick, and other activists who were arrested at the Sudanese embassy in Washington on Friday were released from jail the same afternoon.

Clooney spoke to reporters about the arrest, saying, "You never know if you are accomplishing anything. ... We hope it helps."

He went on to say, "There really is a ticking clock on (the situation)," and expressed hope that food and aid would come to the starving people of Sudan before their devastating rainy season begins.

Asked about the conditions in jail, the actor joked, "It was rough, you can imagine." He said the men were all put in the same cell and paid a fine before being released.

The actor said the incident was his first-ever arrest. "Let's hope it's my last," he added.

One reporter asked how Clooney's girlfriend, actress and former pro wrestler Stacy Keibler, would react to the arrest. "She's probably thrilled," Clooney deadpanned.

ORIGINAL STORY: No, it wasn't for a movie. Actor George Clooney, long a political activist, was arrested and handcuffed outside the Sudanese embassy in Washington for protesting the country's blockage of food and aid?to its own starving people.

Clooney's father, journalist Nick Clooney, 78, was?with him and was also arrested, as were Martin Luther King III, NAACP President Ben Jealous, comedian and activist Dick Gregory, Rep. Jim McGovern (D-Mass.), Rep. Jim Moran (D-Va.), Rep. John Olver (D-Mass.), Rep. Al Green (D-Texas) and?former Rep. Tom Andrews (D-Mass.). The group was restrained with plastic handcuffs and taken away?by police.?

Speaking before the large crowd that gathered to?watch the protest, Clooney said, "We need immediate humanitarian aid into Sudan before it becomes the worst humanitarian crisis in the world."

He went on to say that the group wanted "the (Sudanese) government in Khartoum to stop randomly killing its own innocent men, women and children. Stop raping them, and stop starving them."

Half a million people in Sudan's Nuba Mountains and Blue Nile regions risk starvation due to the blockage of supplies, and the coming rainy season will only make it worse, the actor told the crowd.

"It?s about to start raining, and once it starts raining there, thousands of people are going to die," Clooney said.

Before his arrest, Clooney told NBC's Andrea Mitchell, "It's actually a humiliating thing to be arrested no matter what you do, but I'm proud to be standing here with my father."

He went on to say, "When people ask you, 'Where were you and where did you stand?' I want to say I was standing on the right side of history."

King, the eldest son of civil-rights leader Dr. Martin Luther King Jr., said the protest and arrests reminded him of his father's experiences in the 1960s. He said, "The issue is to raise the consciousness of the world. When the world speaks, then (Sudanese) President (Omar al-) Bashir has to listen."

NAACP president Jealous said the group's message was simple. "We need to stop using rape and food as weapons in Sudan," he told Mitchell. "We are here to show President Bashir that this is what the end looks like."

Because the embassy is private property, Clooney and colleagues knew that refusing to move would end in arrest. They were warned three times before police moved in to make the arrests. Mitchell noted that she, too, was asked by police if she intended to be arrested, and told to move off the embassy steps if not.

The group held a sign that read "Sudan: Stop Weapons of Mass Starvation."

On Thursday,?the actor testified?before the Senate Foreign Relations Committee about what he saw in Sudan,?then met?with Secretary Hillary Clinton and President Obama in the Oval Office. The Washington Post later reported?that Clooney said Obama promised to push China's president to aid in forcing Sudan to open its southern region to relief efforts.

He later told reporters that "people turn on the news and see an awful lot of bad stories," but added that the United States "is still the most generous country in the world and truly the most compassionate."

On Wednesday, Clooney appeared on TODAY with Ann Curry and discussed how he came under rocket fire in the Sudan on a recent trip there.

He also attended?Wednesday night's White House State Dinner for British Prime Minister David Cameron.

Can Clooney's star power make a difference? Tell us on Facebook.

Related content:

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Source: http://todayentertainment.today.msnbc.msn.com/_news/2012/03/16/10718149-george-clooney-released-after-arrest-at-sudanese-embassy

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Thursday, March 15, 2012

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Wednesday, March 14, 2012

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Obama, Cameron to attend NCAA tournament game

WASHINGTON (AP) ? Basketball fan-in-chief President Barack Obama is giving British Prime Minister David Cameron a front-row seat to March Madness, taking his European partner to an NCAA tournament basketball game in Ohio, an election swing state.

Obama and Cameron are attending a "First Four" matchup in Dayton, Ohio, between Mississippi Valley State and Western Kentucky on Tuesday night, a gesture of goodwill during Cameron's official visit to the United States and a way for an incumbent president to reach sports fans in an election year.

The White House said the trip to the NCAA tournament game was intended to showcase the special relationship between the two key allies during Cameron's three-day visit. Obama and Cameron will discuss the upcoming NATO and G-8 summits on Wednesday, followed by a state dinner at the White House.

Obama and Cameron were scheduled to appear in a live halftime interview on truTV, which was airing the game, with sportscaster Clark Kellogg. Kellogg interviewed Obama at halftime of a Duke-Georgetown game in 2010 and spoke with the president later that year during a White House game of "HORSE" aired on CBS during the NCAA tournament.

Obama was also maintaining his tradition of discussing his NCAA tournament bracket picks on ESPN, the sports network he watches on a daily basis. The president's selections for the men's tournament were being released Wednesday morning.

Republicans panned the trip, saying many Americans would prefer Obama to focus on more pressing issues.

"While showing off our amazing college basketball teams is great, many Americans struggling to find jobs, dealing with soaring gas prices, or concerned with our rising deficit and debt would probably like the president spend at least as much time dealing with those issues," said Sean Spicer, a spokesman for the Republican National Committee.

Obama's quick trip to Ohio gives him a chance to connect with basketball fans and generate attention in Ohio, which he carried in the 2008 election and is considered one of the top toss-up states in 2012. The trip comes one week after Republican front-runner Mitt Romney captured Ohio's GOP primary.

It also lets Obama lavish praise and attention on Cameron at a time of weighty foreign policy challenges in Afghanistan, Iran and Syria. Britain has been an important U.S. ally in Afghanistan and the bombing campaign in Libya that led to the removal of Moammar Gadhafi.

Cameron is frequently spotted running near his official Downing Street residence, flanked by his security detail, and follows sports like tennis and cricket. But he's not much of a basketball fan; British Ambassador Peter Westmacott told reporters in Washington on Monday that Cameron was "busy briefing himself on March Madness."

Basketball has been a big part of Obama's life. At his Hawaii high school, Obama frequently carried a basketball along with his school books and bonded with his teammates on the court. His brother-in-law, Craig Robinson, played college basketball at Princeton and is now head coach at Oregon State.

The president regularly plays pickup basketball and keeps close tabs on his favorite NBA team, the Chicago Bulls. In a recent interview, the president said he gets League Pass on his iPad, letting him watch out-of-market NBA games on his tablet computer.

Obama kicked off the basketball season with a Veterans Day game between Michigan State and North Carolina on the flight deck of the USS Carl Vinson in November, enjoying a game on the aircraft carrier that took Osama bin Laden's body to a burial at sea after the U.S. raid that killed the al-Qaida leader.

The president said in an interview last month with journalist Bill Simmons that the "mythology of sports" is deeply embedded in the U.S., allowing viewers to discern who is winning and who is losing ? a principle that could easily be transferred to politics.

"People ? for all our differences politically, regionally, economically ? most folks understand sports. Probably because it's one of the few places where it's a true meritocracy," Obama said. "Ultimately, who's winning, who's losing, who's performing, who's not ? it's all laid out there."

___

Associated Press writer Anne Gearan contributed to this report.

___

Follow Ken Thomas on Twitter: http://www.twitter.com/AP_Ken_Thomas

Source: http://news.yahoo.com/obama-cameron-attend-ncaa-tournament-game-062500367--spt.html

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Tuesday, March 13, 2012

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PST: FC Dallas beats New York

FRISCO, Texas ? A few thoughts on FC Dallas? 2-1 win over the Red Bulls on Sunday at a sold out park.

  • Kenny Cooper helped enliven the Red Bulls attack upon his entrance Sunday, as the visitors pushed FC Dallas late for the equalizer. His production in limited minutes sets up some interesting scenarios going forward. Juan Agudelo, who got the start over Cooper on Sunday, will be away soon for U.S. Olympic qualifier duty ? but that?s only for a few weeks. By then Luke Rodgers will surely be back and ready to contribute. You would think, anyway. ?And in all honesty, the Cooper-Thierry Henry pairing looked like a better fit than Agudelo-Henry. ?Red Bulls manager Hans Backe said as much, too, that Cooper?s ability to work the higher channels fits with Henry?s tendency to drop back into midfield. They hooked up for the Red Bulls? only goal, with Henry springing Cooper. So, we?ll see.
  • Classy move, by the way, from Cooper: He ran back to midfield after scoring against his old club without a big celebration.
  • Backe didn?t have much of an update on Rodgers? visa situation except to say this: whenever the stranded striker does get back into the country, Backe will feel OK about playing him straight-away. Would Backe have played Rodgers today if his striker had arrived only yesterday? Backe said he probably would have.
  • FC Dallas quite possibly could be without both starting outside midfielders from Sunday for its next contest, and that?s not great news. ?Brek Shea could be at the U.S. Olympic camp by then; Caleb Porter will reveal the roster this week and summon the players in short order from there to begin CONCACAF qualifier prep. And Fabian Castillo left after 30 minutes Sunday after taking a knock; FCD manager Schellas Hyndman said a few minutes after the match that he didn?t have a full report as yet. ?Ricardo Villar isn?t half the influence?David Ferreira?can be in terms of creating through the Dallas midfield, so the attack already could be stretched to produce quality chances and service for Blas Perez. ?Just one game into the season and FC Dallas? depth is already being serious tested.
  • Hernan Pertuz looked quite capable in his first run-out at center back for Dallas, alongside Ugo Ihemelu. Pertuz and Perez were two of the better MLS debutantes this weekend. FC Dallas? new Panamanian striker played up front all by himself in a 4-5-1, managing the tough assignment quite well in a Man of the Match afternoon. He just missed connections on several chances, but worked his set-up role like a real pro.
  • Young Red Bulls goalkeeper Ryan Meara wasn?t bad at all in his first pro outing. Heck, the kid was playing college soccer about three months ago. I talked to him for a few minutes, asking about the communication along the back line, especially considering center back Markus Holgersson was another MLS debutante on Sunday. ?It?s kind of hard to say. ?I was having some problems with the crowd noise myself,? he told me. He said it?s just something he still needs to get used to.? And that certainly makes sense: They probably weren?t drawing crowds of 20,000-plus at Fordham. (He seemed like a nice fellow, by the way.)
  • As for Thierry Henry? He?s quite the competitor. Looking quite upset off about the loss, and in no mood for chit-chat, he barely acknowledged reporters? questions. He would say only something along the lines of, ?We lost, 2-1, and that?s about it.?

Highlights of the match are below. Enjoy.

Source: http://prosoccertalk.nbcsports.com/2012/03/11/observations-highlights-from-mls-firstkick-fcd-over-rbny/related/

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Monday, March 12, 2012

How to locate a genuine tax debt relief company?

When you are in dire need of professional help to get out of IRS tax debt, it is quite likely that you will shop around for the right company that can assist you in tax debt settlement. But how genuine are these companies? Can you really trust them? Well, the answer is yes and no. You can definitely trust them but watch out for few pitfalls and the common promises that these IRS tax debt relief professionals make.

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Source: http://www.danesdownunder.com/finance/how-to-locate-a-genuine-tax-debt-relief-company/

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Wednesday, March 7, 2012

Slovakia wants to name bridge for Chuck Norris

CBS

Chuck Norris in "Walker, Texas Ranger."

By Courtney Garcia

At last, someone might be able to successfully cross Chuck Norris.

The??Walker, Texas Ranger??star and martial arts specialist may be immortalized abroad this year, as Slovakians are uniting to have a bridge named in his honor.

The?actor?leads two other contenders in a landslide public vote to choose the?name of a new pedestrian and cycling walkway over the Morava River, Reuters reports. Norris currently holds?an enormous?lead over historical Austro-Hungarian empress, Maria Theresa, and the nearby village of Devinska in the name race.

While the polls run till April, the actor carries 74 percent of the tally at present. A final decision will be made by the country?s general assembly after voting has ceased.

The bridge connects the Eastern European nation to neighboring Austria.

It's unclear who nominated the action film star for the honor?in the first place. Reuters does point out that Norris? work has become a common source of humor among the Slovaks?relating to his??macho strength and invincibility.?

Kidding aside, regional governor, Pavol Fres, has promised to honor his people?s ultimate wishes, questionable though they may be. "The same way as we have so far been building it in full sight of the public, we will seek that the name is accepted by the public as well," Fres reportedly said.

Norris, who?s primarily known for his role on the television series, has a strong international following, and factoids about his exaggerated abilities dubbed "Chuck Norris Facts"?have become?a well-known Internet meme. One of those facts?even seems relevant to the possible bridge name, claiming??Jesus walks on water. Chuck Norris steps over oceans.?

Should Slovakia name their bridge for Chuck Norris? Tell us on Facebook.

For whom should the Slovakian bridge be named?

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Source: http://entertainment.msnbc.msn.com/_news/2012/03/05/10583846-slovakia-wants-to-name-a-bridge-for-chuck-norris

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Tuesday, March 6, 2012

Debt Management Report by Business, Innovation and Skills ...

by Marketing on March 7th, 2012

A report into payday loans and debt management companies has been published today by the House of Commons?Business, Innovation and Skills Committee. (BIS)

The report details areas of concern with regards to payday loan and debt management companies and contains recommendations for Government action.

Citing a November 2011?Personal Debt Snapshot?report by R3, the insolvency trade body, that details the extent of consumer worries over debt, the BIS report raises the following concerns about debt management companies:

  • The Government must work to phase out up-front fees ? the provision of guidance on this point by the OFT is inadequate.
  • The Government introduce the necessary regulations to ensure companies publish the cost of their debt advice and their outcomes, if an agreement cannot be reached during discussions with the industry.
  • The Government should establish effective auditing of Debt Management Companies? client accounts.

Committee chair, Adrian Bailey MP states:

Greater transparency in the commercial debt advice market will benefit consumers hugely.

The Committee feels that voluntary codes of practice are highly unlikely to achieve this aim.

The Government must be prepared to regulate if consumers are to receive the protection and the level of information they require.

The BIS report also covers the regulation of debt advice, the Money Advice Service, and payday loan companies and includes statements from a panel of industry representatives including Andrew Smith, Director of Marketing & External Affairs at ClearDebt and spokesperson for the Debt Resolution Forum.

Source: http://www.cleardebt.co.uk/blog/debt-management-report-business-innovation-skills-committee_45352

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All Critics (85) | Top Critics (22) | Fresh (81) | Rotten (4) | DVD (1)

A remarkable -- and likely enduring -- tribute to an artist committed to creating dance theater drawn from humanity's deepest physical and emotional reserves.

For anyone with an interest in dance, "Pina" is a must-see. For anyone not interested in contemporary dance, "Pina" is a should-see. It could change your mind.

Pina is a tribute of an artist by an artist, a friend to a friend. But its great genius comes from the mournful, as well as celebratory, reckoning of the performers Bausch pushed, collaborated with and inspired.

What might seem like a convenient bid for publicity - the first 3-D art-house film! - turns out to be the only logical way to showcase the action.

This meditation on movement and space, transportation and transcendence is not to be missed.

What the filmmaker has created is an inspired simulacrum - a jewel-box that contains more of Bausch's kinetic soul than film has any right to.

Watching Pina is like being inside one of Bausch's surreal pieces.

Bring someone who doubts that movies can surprise us anymore. ... Bring somebody who isn't yet excited about stereoscopic cinema. They'll change their minds.

Most documentaries put us inside people's heads. The dazzling, experimental Pina puts us inside people's feet.

[An] utterly transfixing, exhilarating spectacle of bodies in motion.

The 3-D is so subtle, unobtrusive and low-key that at times I felt like I was watching the movie through a View-Master rather than the requisite plastic glasses. That's not meant as a knock.

"Pina" isn't just for dance fans or those curious about the latest in 3-D. It's a celebration of life.

An immersive moviegoing experience beyond imagination.

A unique and often sublime artistic experience, "Pina" is a 3-D dance film that immerses us in the movement, letting us feel that we could reach out and touch these dancers as they float past us.

Outsiders might have more difficulty comprehending Bausch's mastery, especially whacked up into bite-sized pieces of inscrutable emotion and abrupt movement.

Dance fans won't want to miss it, but be prepared to be frustrated almost as often as you're awed.

Exciting if elusive - appealing to dance enthusiasts

Wenders and the Tanztheater company have combined to offer a masterful tribute to Bausch's unique vision, one that's enhanced by 3D.

A spectacular show of movement and stagecraft.

Sans 3D, Pina becomes a more unified work of undisputed merits, a passionate, fitting tribute from one of Europe's preeminent filmmakers and documentarians.

Pina is as rich in imagery and emotion as any film released this year and in some cases moreso.

More Critic Reviews

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Source: http://www.rottentomatoes.com/m/pina_3d/

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Habits: How They Form And How To Break Them

Routines are made up of a three-part "habit loop": a cue, a behavior and a reward. Understanding and interrupting that loop is key to breaking a habit, says journalist Charles Duhigg. iStockphoto.com

Routines are made up of a three-part "habit loop": a cue, a behavior and a reward. Understanding and interrupting that loop is key to breaking a habit, says journalist Charles Duhigg.

Think about something it took you a really long time to learn, like how to parallel park. At first, parallel parking was difficult and you had to devote a lot of mental energy to it. But after you grew comfortable with parallel parking, it became much easier ? almost habitual, you could say.

Parallel parking, gambling, exercising, brushing your teeth and every other habit-forming activity all follow the same behavioral and neurological patterns, says New York Times business writer Charles Duhigg. His new book The Power of Habit explores the science behind why we do what we do ? and how companies are now working to use our habit formations to sell and market products to us.

How Habits Form

It turns out that every habit starts with a psychological pattern called a "habit loop," which is a three-part process. First, there's a cue, or trigger, that tells your brain to go into automatic mode and let a behavior unfold.

"Then there's the routine, which is the behavior itself," Duhigg tells Fresh Air's Terry Gross. "That's what we think about when we think about habits."

The third step, he says, is the reward: something that your brain likes that helps it remember the "habit loop" in the future.

Neuroscientists have traced our habit-making behaviors to a part of the brain called the basal ganglia, which also plays a key role in the development of emotions, memories and pattern recognition. Decisions, meanwhile, are made in a different part of the brain called the prefrontal cortex. But as soon as a behavior becomes automatic, the decision-making part of your brain goes into a sleep mode of sorts.

"In fact, the brain starts working less and less," says Duhigg. "The brain can almost completely shut down. ... And this is a real advantage, because it means you have all of this mental activity you can devote to something else."

That's why it's easy ? while driving or parallel parking, let's say ? to completely focus on something else: like the radio, or a conversation you're having.

"You can do these complex behaviors without being mentally aware of it at all," he says. "And that's because of the capacity of our basal ganglia: to take a behavior and turn it into an automatic routine."

Studies have shown that people will perform automated behaviors ? like pulling out of a driveway or brushing teeth ? the same way every single time, if they're in the same environment. But if they take a vacation, it's likely that the behavior will change.

"You'll put your shoes on in a different order without paying any attention to it," he says, "because once the cues change, patterns are broken up."

That's one of the reasons why taking a vacation is so relaxing: It helps break certain habits.

"It's also a great reason why changing a habit on a vacation is one of the proven most-successful ways to do it," he says. "If you want to quit smoking, you should stop smoking while you're on a vacation ? because all your old cues and all your old rewards aren't there anymore. So you have this ability to form a new pattern and hopefully be able to carry it over into your life."

Marketing Habits

It's not just individual habits that become automated. Duhigg says there are studies that show organizational habits form among workers working for the same company. And companies themselves exploit habit cues and rewards to try to sway customers, particularly if customers themselves can't articulate what pleasurable experience they derive from a habit.

"Companies are very, very good ? better than consumers themselves ? at knowing what consumers are actually craving," says Duhigg.

As an example, he points to Febreeze, a Proctor & Gamble fabric odor eliminator that initially failed when it got to the market.

"They thought that consumers would use it because they were craving getting rid of bad scents," he says. "And it was a total flop. People who had 12 cats and their homes smelled terrible? They wouldn't use Febreeze."

That's when Proctor & Gamble reformulated Febreeze to include different scents.

"As soon as they did that, people started using it at the end of their cleaning habits to make things smell as nice as they looked," he says. "And what they figured out is that people crave a nice smell when everything looks pretty. Now, no consumer would have said that. ... But companies can figure this out, and that's how they can make products work."

Companies can also figure out how to get consumers to change their own habits and form new ones associated with their products or stores. The megastore Target, for example, tries to target pregnant women, says Duhigg, in order to capture their buying habits for the next few years.

The biggest moment of flexibility in our shopping habits is when we have a child.

"The biggest moment of flexibility in our shopping habits is when we have a child," he says, "because all of your old routines go out the window, and suddenly a marketer can come in and sell you new things."

Analysts at Target collect "terabytes of information" on its shoppers. They have figured out that women who buy certain products ? vitamins, unscented lotions, washcloths ? might be pregnant and then can use that information to jump-start their marketing campaign.

This can get tricky: One father was upset after receiving coupons for baby products in the mail from Target addressed to his teenage daughter.

"He went in and said, 'My daughter is 16 years old. Are you trying to encourage her to get pregnant?' and the manager apologizes," Duhigg says. "The manager calls a couple of days later ... and the father says, 'I need to apologize. ... I had a conversation with my daughter, and it turns out there's some things going on in my house that I wasn't aware of. She's due in August.' So Target figured it out before her dad did."


Charles Duhigg writes for the business section of The New York Times. Enlarge Elizabeth Alter/Courtesy Random House

Charles Duhigg writes for the business section of The New York Times.

Elizabeth Alter/Courtesy Random House

Charles Duhigg writes for the business section of The New York Times.

Interview Highlights

On breaking habits

"What we know from lab studies is that it's never too late to break a habit. Habits are malleable throughout your entire life. But we also know that the best way to change a habit is to understand its structure ? that once you tell people about the cue and the reward and you force them to recognize what those factors are in a behavior, it becomes much, much easier to change."

On his bad habits

"I felt like I had a lot of habits that I was powerless over. ... I have a 3-year-old and a 10-month-old. And I remember when my 3-year-old was 1 1/2 or 2. I was writing the book. We would feed him chicken nuggets or other stuff for dinner, which was the only stuff he would eat. And it was impossible for me to stop from reaching over and grabbing his chicken nuggets. It was a struggle every night not to eat his dinner because a 2-year-old dinner is designed to taste delicious and to disintegrate into your mouth into carbs and sugar. And so, I was really interested in this, and I wanted to exercise more and I wanted to be more productive at work."

On rewards

"The weird thing about rewards is that we don't actually know what we're actually craving."

On spirituality and habits

"When [Alcoholics Anonymous] started, there was no scientific basis to it whatsoever. In fact, there's no scientific basis to AA. The 12 steps that are kind of famous? The reason why there's 12 of them is because the guy who came up with them ? who wrote them one night while he was sitting on his bed ? he chose them because there's 12 apostles. There's no real logic to how AA was designed. But the reason why AA works is because it essentially is this big machine for changing the habits around alcohol consumption and giving people a new routine, rather than going to a bar or drink. ... It doesn't seem to work if people do it on their own. ... At some point, if you're changing a really deep-seated behavior, you're going to have a moment of weakness. And at that moment, if you can look across a room and think, 'Jim's kind of a moron. I think I'm smarter than Jim. But Jim has been sober for three years. And if Jim can do it, I can definitely do it,' that's enormously powerful."

Source: http://www.npr.org/2012/03/05/147192599/habits-how-they-form-and-how-to-break-them?ft=1&f=1007

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Monday, March 5, 2012

Know More Facts About Debt Management | Financial Planning ...

Know More Facts About Debt Management

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Source: http://www.financialplanningadvisors.net/know-more-facts-about-debt-management.html

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Sunday, March 4, 2012

What could be Global System for Mobile Communications ...

GSM supplies bundled voicemail, high-speed information, facsimile, paging plus brief communication companies abilities. GSM prospects enjoy secure communications, as well as GSM features unheard of telephone level of privacy in addition to sham prevention. As members of a GSM International Multilevel, GSM members may use its handsets in the home, a fairly short distance, across the region, or perhaps globally (except for by using land particular Simulator playing cards). GSM operates on this multiple selection rate groups made use of around the world ? 1900MHZ, that is utilized within The usa and 900MHz along with 1800 MHz regarding areas. Several cell phone cpa networks function in different wavelengths, so that if you would like make use of your cellphone at an office state, anyone usually have to have a mobile in which helps various frequency rings. Be certain that the cellular phone you are curious about is compatible with the particular GSM band of america you will use them throughout.

The dual-band telephone functions from the Nine hundred Megahertz as well as 1800 MHz assortment. Dual-band is effective inside The european countries, Camera, Parts of asia, Modern australia, New Zealand and a lot of associated with Brazilian. The tri-band mobile phone operates on several regularity companies, 900 Megahertz, 1800 Megahertz in addition to Nineteen hundred MHz, helping you to make use of it with The eu, Photography equipment, Asian countries, the vast majority of Canada and america, New zealand and australia. A new quad-band cellular phone allows you to wander virtually everywhere internationally. That insures the actual 850 Megahertz, Nine hundred MHz, 1800 MHz along with 1900 Megahertz regularity stages. Several locations around Latin america just have Eight hundred fifty Megahertz GSM services even though either Nineteen hundred Megahertz as well as 850 Megahertz GSM expert services tend to be helped in the USA. 99% of the nations utilize GSM typical. The world thinks at some point GSM could be the solely cellular telephone standard on this planet.

What is a SIM card?
The SIM (Prospect Detection Module or Customer Individuality Module) unit card ? some sort of.p.the. ?smart card? : retains each of some sort of subscriber?s sensitive information and call configuration settings. In simple terms, oahu is the subscriber?s endorsement to use this community. Furthermore, it sports ths cell phone number, personalized security critical along with other facts required in this handset to perform. The greeting card is often changed out of cellular phone for you to mobile phone, informing the brand new cell phone be given each and every call to your subscriber?s range.
How must SIM handmade cards do the job?
This SIM is usually inside of each one phone and processes becasue it is digital camera mental faculties. A certification and also encrypted sheild functionality in the SIM stop your cellular phone through staying compromised as well as your calling from being eavesdropped on. The actual SIM?s electric ram, which will retailers facts just like your rate plan, phone number and repair characteristics, likewise permits you to effortlessly tailor-make marketing and has customer ID as well as payment information and facts that can be went involving various telephones. Consequently, with your Sim installed, in order to make and also get calling personally even when you use the obtained phone. Modernizing the mobile phone is by plummeting your own Sim in your brand-new phone.
Purchase a Pre paid simulator credit cards and pay attention to the direction they do the job
While prepay or perhaps ?pay when you go? cell solutions ended up being first launched with Europe, towards the end associated with 1994, European Mobile vaginal penetration was just listed below 6%. They have because climbed previously 74%. Nobody differences your tremendous factor which usually ?contract free?, ?commitment free? pre pay cellphone solutions made to that progress. The reality that above 64% off mobile end users within Western Europe are actually linked with prepay options, can be a touchable type of pre-pay smartphone effect. Pre paid mobile phone assistance helps you to keep linked without having per month, contractual requirements for that reason allowing for more flexibleness with regards to once you use the cell phone. Additionally, it stops around practice and so is a lot more ?worry free? when compared with registration program. Although 64% of the Eu mobile buyers get chose prepay cell phone services, it can be primarily practical pertaining to people from other countries going to all those trading markets.
Overview
Pre-paid Sim cards start with a fiscal stability for the bill. Because you call people, the costs usually are taken from the credit ratings available based on the per-minute rates. Prices vary according to the carrier?s policies, whether nearby, into a nearby mobile, or even international. The actual costs usually are added to the SIM card packaging. In almost all American in addition to North western nations around the world, arriving cell phone calls are free of charge.
When your call consumer credit receives small, anyone visit any kind of advantage retailer or papers remain and get a little scratch out of coupon from the very same corporation as the Sim card in your cellphone. Say hello to the solution code from the chit in to the phone?s robotic top-up system, along with the voucher?s credit ratings can be added onto banking account. It is a no cost get in touch with to confirm your balance in order to increase the amount of credit ratings. It?s similar to having propane with your vehicle the other thousands of people close to next world do everyday. If you can?t prefer to avoid often, obtain a huge denomination greeting card, for example a 50-Euro.

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maxcurtis585 Last Modified March 3, 2012 @ 12:06 pm

Source: http://www.carecrunch.com/2012/03/03/what-could-be-global-system-for-mobile-communications/

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Source: http://www.newyorkjobs.com/jobdetails.cfm?jid=1783923

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Saturday, March 3, 2012

SPIN METER: Santorum's shifting views on education

(AP) ? Republican presidential candidate Rick Santorum is scornful of the government's hand in public education, saying schooling is the task of parents and pointing out that he and his wife have home-schooled their seven children.

Yet back when Santorum was a senator from Pennsylvania, he got a Pittsburgh-area school district to help pay tens of thousands of dollars in tuition for his children to receive online schooling.

It's a bit of history that's unknown to most of those now hearing Santorum pitch for conservative votes he needs to overtake GOP frontrunner Mitt Romney.

Santorum says he wants to dramatically curtail the role states and the federal government play in running schools.

"Not only do I believe the federal government should get out of the education business, I think the state government should start to get out of the education business and put it back with the local and into the community," Santorum said in a recent debate in Arizona with his GOP rivals.

He mocks America's schools as "factories" that stand as "anachronistic" relics of the Industrial Revolution and says he would home-school his kids in the White House if he becomes president. The Los Angeles Times dubbed him perhaps "the most prominent" home-schooler in America.

In the fall of 2004, Santorum's use of tax dollars to pay for his kids' home schooling became controversial because his family was primarily living in Leesburg, Va., an outer suburb of Washington. Following a local newspaper report, the Penn Hills School District near Pittsburgh tried to recover about $73,000 that it contended the state wrongly sent to an Internet-based charter school because although the Santorums owned a house in the school district, they were living out of state. The Pennsylvania Education Department in 2006 agreed to pay the district $55,000 to settle the dispute.

The cyberschool controversy dogged Santorum through his 2006 Senate re-election bid and contributed to his 18-point loss to Democrat Bob Casey. Santorum's campaign did not respond this week to questions about his family's online instruction, and it's not known whether his children received teaching at home in addition to what they got online.

The Santorums withdrew their children from the cyberschool and resumed home schooling after Penn Hills officials complained about the tuition payments. Students in cyberschools log onto computers to access their assignments and teachers.

The National Home Education Research Institute, which specializes in home-school research, estimated in spring 2010 there were more than 2 million home-schooled students, about 3 percent of the school-age population. Brian D. Ray, president of the institute, said while he didn't know what percentage of those students use online charter schools, he has watched it grow significantly over the past five years.

Pennsylvania law requires school districts to pay for resident students who enroll in cyberschools, and Santorum at the time of the controversy said the Penn Hills house was his family's legal residence and that he paid taxes for it.

Erin Vecchio, a former Penn Hills school board member and former head of the local Democratic committee, at the time questioned whether it was proper for the school district to pay the cyberschool tuition for five of Santorum's children because they spent most of their time at his home in Virginia. She said Santorum should have reimbursed the district for the tuition costs.

"He should have been held accountable for that money, but he wasn't," Vecchio said in a recent telephone interview with the AP. "When he found a program that he could use to his advantage, he used it. That's the thing with Rick Santorum."

Vecchio said the fight over Santorum's residency was ironic, given how Santorum had made challenging the residency of Democrat Doug Walgren a key campaign issue when he toppled the incumbent and won his House seat in 1990. Santorum slammed the seven-term representative for living with his family in McLean, Va.

Santorum and his wife, Karen, now own a home in Great Falls, Va., an affluent Washington suburb. They moved there after Santorum's 2006 Senate loss.

Acknowledging that its own rules were confusing, the Pennsylvania Education Department in 2006 agreed to settle the dispute by repaying the district. The state Education Department said the money was not a reimbursement, but an acknowledgment that the department gave conflicting rules about when a district can challenge the state's decision to withhold cyberschool tuition fees from the district.

On the campaign trail, Santorum's candidacy has been boosted by Christian home-school advocates, evangelical pastors and tightly knit networks of conservative activists who helped him win Iowa's leadoff caucuses and a three-state sweep of contests on Feb. 7. Limited government has been a big part of his pitch.

Santorum now says he regrets voting for the sweeping No Child Left Behind education overhaul. He's called for a significantly smaller Education Department but would not eliminate it. He's also criticized early childhood education programs as an attempt by government to "indoctrinate your children."

Santorum says government can only do so much to educate kids, and that parents bear the prime responsibility.

"Yes, the government can help," Santorum said during a recent stop in Ohio, which holds a key contest in the upcoming March 6 Super Tuesday contests. "But the idea that the federal government should be running schools, frankly much less that the state government should be running schools, is anachronistic."

He said it dates from the nation's industrialization, "when people came off the farms where they did home-school or have the little neighborhood school, and into these big factories, so we built equal factories called public schools. And while those factories as we all know in Ohio and Pennsylvania have fundamentally changed, the factory school has not."

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/89ae8247abe8493fae24405546e9a1aa/Article_2012-03-01-Santorum-Cyberschool/id-7edb93c01b854b56bd2ffc202500cc45

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Internet Marketing For Online Businesses - Zen-Keychain

Online marketing strategies tend to be developed as dedicated campaign plans which might be designed direct target customers to the web site. These marketing campaigns are customized for your business requirements. The success of the application lies in the continual monitoring and normal updates or changes, with the view to be able to optimize company income. The entire process as well as marketing enhancement-campaign is designed to arrange with and supplement all other marketing endeavours.

There are special web-marketing professionals who assist you with the implementation of online strategy formulations and assure the business web presence. They commit resources to meet person business requirements. The particular web-marketing professionals audit the business environment extensively as well as analyze the feasibility, to better understand the business targets and key overall performance segments. The online marketing strategies are used after a detailed market analysis and they are meant to achieve car insurance quotes business aims quickly, within the pre-determined budget. It?s not just about building a website and garnering an online presence, but how you keep quality content as well as link to social media web sites, that goes a long way in creating a great online reputation. If your website hosts fake or copied details or has excessive keywords, search engines may well penalize you by simply banning it. That?s where search engine optimization comes into picture. Using this technique, construct your website in such a way it?s not just technically proper, but offers just what users want to see, meticulously constructed, valid articles.

Many a time using marketing techniques for small business is the better option for publicizing a freshly started firm. This information mainly concentrates on marketing tips and techniques for business.
This is the fastest and straightforward way to market your services and products, not only locally but also international. One of the typical examples of internet marketing will be the email marketing and show up ads. This will immediately appears when you are searching in the internet. This will help to show your tanzanite jewelry site along with the product that you are marketing. This is an important application if you are willing to embark on business.

Online marketing schemes have been about since the invention as well as creation of the world-wide-web. While cheapest car insurance in texas websites were become online businesses targeting elevated revenues for classic brick and mortar business, quite and prominence regarding online marketing became a owning force in the industry, as well as email marketing is a vital component to a successful online marketing portfolio.


Posted by Park on March 2nd, 2012 :: Filed under Uncategorized
Tags :: insurance, izuranze, marketing
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Source: http://www.zen-keychain.com/2012/03/02/internet-marketing-for-online-businesses/

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