Tuesday, October 2, 2012

More than 100 Irish start-ups each day last month, research shows ...

More than 100 Irish start-ups each day last month, research shows

More than 100 Irish start-ups each day last month, research shows

More than 100 new Irish companies began trading each day in September, new figures from business and credit-risk analyst firm Vision-net reveals.

Research conducted between 1-26 September found 2,745 company and business start-ups which amounted to 105 each day, The Irish Examiner reported.

These research results follow the recent findings of the Global Entrepreneurship Monitor (GEM) 2011 report for Ireland, which indicate that around 2,200 people set up a new venture in Ireland each month during 2011.

The Vision-net research also discovered that mostly men (60pc) are directors of new companies, with an average age of 40.

Source: http://www.siliconrepublic.com/start-ups/item/29449-more-than-100-irish-start-u

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O's, Yanks, Rangers clinch; Tigers, A's on verge

Texas Rangers' Mike Napoli hits a home run during the third inning of the second baseball game of a doubleheader against the Los Angeles Angels, Sunday, Sept. 30, 2012, in Arlington, Texas. (AP Photo/LM Otero)

Texas Rangers' Mike Napoli hits a home run during the third inning of the second baseball game of a doubleheader against the Los Angeles Angels, Sunday, Sept. 30, 2012, in Arlington, Texas. (AP Photo/LM Otero)

Oakland Athletics' Yoenis Cespedes watches his home run hit off Seattle Mariners' Shawn Kelley in the eighth inning of a baseball game Sunday, Sept. 30, 2012, in Oakland, Calif. (AP Photo/Ben Margot)

Detroit Tigers' Miguel Cabrera, top, hitches a short ride on Prince Fielder after the Tigers beat the Minnesota Twins 2-1 in a baseball game Sunday, Sept. 30, 2012 in Minneapolis. Fielder had a two-run home run off Twins pitcher Jared Burton. (AP Photo/Jim Mone)

Milwaukee Brewers' Ryan Braun walks off the field after striking out to end the game in the Brewers' 8-0 loss to the Houston Astros in a baseball game Sunday, Sept. 30, 2012, in Milwaukee. (AP Photo/Andy Manis)

Here's how the pennant races look with three days to go:

? TRIPLE CLINCH: Mike Napoli homered twice and drove in six runs as the Texas Rangers assured playoff berths for themselves, the Baltimore Orioles and the New York Yankees with an 8-7 victory over the Los Angeles Angels that earned a doubleheader split. Napoli's second homer in the nightcap was a go-ahead three-run shot in the third.

Two-time defending AL champion Texas (93-66) can be no worse than a wild card. The same is true for the Orioles and Yankees (both 92-67), who are tied for the AL East lead.

? ON THE BRINK: The Detroit Tigers and Oakland Athletics both can wind up no worse than in tiebreaker games for postseason berths. Prince Fielder hit a two-run homer in the eighth inning to lift Detroit over the Minnesota Twins 2-1, moving the Tigers to a season-high three games over the second-place Chicago White Sox in the AL Central with three games to play. Yoenis Cespedes hit a go-ahead homer in the eighth inning as the A's beat Seattle 5-2, opening a three-game lead over the Angels for the AL's second wild-card spot.

? NEXT UP: Detroit, seeking consecutive postseason appearances for the first time since 1934-35, would clinch the AL Central with a win at Kansas City on Monday or a White Sox loss at Cleveland. Oakland would clinch a wild card with a win at home against Texas or an Angels' loss at Seattle. Texas would clinch the AL West if it beats the A's. In the NL, St. Louis would clinch a wild-card berth with a victory at home against NL Central champion Cincinnati and a loss by the Los Angeles Dodgers at NL West champ San Francisco. Washington would clinch the NL East with a win at Philadelphia or a loss by Atlanta at Pittsburgh. The Braves already are assured of at least a wild-card berth.

? BYE, BYE BREWERS: After reaching the NL championship series last year, the Milwaukee Brewers were eliminated from postseason contention with a 7-0 loss at Houston, which has the worst record in the major leagues at 56-106.

? BATTING CHASE: Trying to become the first Triple Crown winner since Boston's Carl Yastrzemski in 1967, Detroit's Miguel Cabrera went 0 for 3 Sunday, but still leads the AL with a .325 batting average, just ahead of Minnesota's Joe Mauer (.323) and the Angels' Mike Trout (.321). Cabrera is tied with Texas slugger Josh Hamilton for the AL home run lead with 43, one ahead of Toronto's Edwin Encarnacion and two in front of Chicago's Adam Dunn. Cabrera leads with 136 RBIs, nine ahead of Hamilton. In the NL, San Francisco's Buster Posey leads the batting race with a .337 average, eight points ahead of Pittsburgh's Andrew McCutchen. San Francisco's Melky Cabrera, serving a 50-game drug suspension, has a .346 average but will fall one plate appearance short of qualifying under an agreement between Major League Baseball and the players' association that he requested.

? CHASE CHATTER: "There are steps to it. One is assuring yourself of getting a chair at the dance. And then we'd like to figure out a way to play some games at our park in front of our fans. It's in our court." ? Orioles manager Buck Showalter after Baltimore clinched a postseason berth.

? IF THE POSTSEASON STARTED TODAY:

AL wild-card playoff: Oakland at Baltimore/N.Y. Yankees AL East tiebreaker loser

NL wild-card playoff: St. Louis at Atlanta

AL division series: Texas vs. wild-card winner; Detroit vs. Baltimore/N.Y. Yankees AL East tiebreaker winner

NL division series: Washington vs. St. Louis-Atlanta winner; Cincinnati vs. San Francisco

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/347875155d53465d95cec892aeb06419/Article_2012-10-01-BBO-October-On-Deck/id-08024d957910417b9d271c822385fee5

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How To Measure for a President

President Obama edits his remarks in the Oval Office prior to making a televised statement detailing the mission against Osama bin Laden in May 2011.

President Obama edits his remarks in the Oval Office prior to making a televised statement detailing the mission against Osama bin Laden in May 2011.

Official White House Photo by Pete Souza/AFP/Getty Images.

Barack Obama makes big decisions the same way George W. Bush did. He gathers his top advisers around the table, quizzes them, and then leaves to make the final call in solitude. This is how Bush invaded Iraq and how Obama killed Osama Bin Laden.

?The Loneliest Job? is the name of the iconic picture of John F. Kennedy standing alone staring out the south window of the Oval Office. It captured the presidency so perfectly Bill Clinton hung it in his private office. It depicts an essential truth: This job rests on one human body and one mind.?In minutes, a president must switch from smiling with college volleyball champions in the East Room to deciding whether to risk the life of some mother?s child. No matter what he is feeling inside, he must appear confident and optimistic?whether the audience is the voting public or his own staff. He holds enormous secrets, and usually can?t talk about them. (Obama never told his wife about the planning for the Bin Laden raid.) A president must live in a world of constant uncertainty, where either a failure to act or hasty action can lead to catastrophe and political ruin.

A president?s temperament is his most important quality and it is the hardest to measure in the candidates who desire the office. It is at the heart of all the other key attributes. A president can?t ignore his critics unless he has a reliable sense of himself. He can?t make durable decisions unless he has strong values in which he roots them. The political game requires patience, and a willingness to ignore one?s emotions. He can?t adapt unless he has the emotional maturity to accept the fallout.

A president must maintain that delicate balance of mind in one of the world?s most distorted, artificial, and constraining environments. "There are blessed intervals when I forget by one means or another that I am President of the United States," wrote Woodrow Wilson. Bill Clinton called the White House the nicest facility in the federal penal system. Your time is not your own. You have valets, butlers, aides, and bodyguards watching every lift of your finger, but the things you truly want?quick action in Congress, the agreement of a foreign leader, an ice cream on a summer night?are maddeningly out of your reach.

Under that kind of pressure, a president is also denied the normal tools of relaxation. He can't take a stroll through Georgetown. He can't drink too much or blow off Sunday in sweat pants watching football in his friend's basement.?If a president goes on vacation at the wrong time or in the wrong way, he catches hell. Golf must be in moderation. If you once enjoyed journaling, your lawyers will tell you to cut it out. Journals can be subpoenaed. If you are ever caught whining on a bad day, it will define you more than a hundred good days. ?Being president is like being a?jackass?in a hailstorm,? said LBJ. ?There's nothing to do but stand there and take it.?

No wonder Nixon wound up talking to the paintings in the hallways. It's a surprise that more presidents aren't found mumbling to themselves in their nightclothes. Perhaps that?s why Ann Romney mused recently about her husband being president: ?I think my biggest concern obviously would just be for his mental well-being.?

What issues will test your temperament the most and why?

Nothing tests a president?s temperament like foreign affairs. Though this presidential campaign has only recently touched on the topic, the lack of focus points to another flaw in our election system. If we arranged our campaigns around what a president actually can control, we wouldn?t spend the majority of our time talking about the economy, where a president is a bit player.

Not so in foreign affairs. A president is the last word on decisions regarding military strikes, covert operations, or how to treat political prisoners. George W. Bush signed off on every prisoner that faced enhanced interrogation techniques. Barack Obama personally approves every drone strike of a high-value terrorist target. When the president serves as the country?s chief diplomat, he acts almost entirely alone.

To understand how a candidate would handle national security issues, we should ask some tough questions?what are the lessons of the Iraq war? Is Egypt an ally? At what moment would a military strike on Iran be justified? These national security questions are important on their face, but also because they keep us focused on temperament?the internal fortitude required for the office. A president will be largely alone when he makes these decisions. Does he have the stuff to handle the weight of these calls? Does he care about human rights? Civil liberties? On other issues, he may be buffeted by Congress and the public. But on the international stage he decides what the United States believes.

For this reason, Mitt Romney was right to question President Obama?s overheard remarks to then-Russian President Dmitry Medvedev. ?On all these issues, but particularly missile defense, this, this can be solved, but it's important for him to give me space,? the president said. ?This is my last election. ? After my election I have more flexibility.? He sure will, and if he?s going to be cutting deals on our behalf we should know about it.

Of course, there are plenty of foreign policy decisions we shouldn?t know about. For a president, foreign policy is also a test of one?s ability to compartmentalize?another key element of temperament.

President Obama delivers remarks at the 2012 White House Correspondents' Association Dinner held at the Washington Hilton in April in Washington, DC.

President Obama delivers remarks at the 2012 White House Correspondents' Association Dinner held at the Washington Hilton in April in Washington, DC.

Photo by Kristoffer Tripplaar-Pool/Getty Images.

The night before the Bin Laden raid President Obama addressed the White House Correspondents? Association dinner. He told jokes and appeared to have a great time, a man at ease in a breezy world. But he was on the cusp of possibly the most defining moment of his presidency. It wasn?t just that night that Obama had to compartmentalize. He?d been doing it for weeks. During the lead up to the decision to storm Bin Laden?s compound, the president had been dealing with a government shutdown, a big speech on the budget, the start of his presidential campaign, the birth-certificate follies, and the bombing of Libya. If you look at his schedule on one of those days, you see that he ran a national-security meeting on the Bin Laden question in between a trip to a middle school and a visit from Prime Minister Lars Loekke Rasmussen of Denmark.

Obama was regularly accused of being too soft on Iran. But what we now know from David Sanger?s Confront and Conceal is that from the start of his administration Obama has been intimately involved in the covert operations against the Islamic Republic. ?Perhaps not since Lyndon Johnson had sat in the same room, more than four decades before, picking bombing targets in North Vietnam, had a president of the United States been so intimately involved in the step-by-step escalation of an attack on a foreign nation?s infrastructure,? writes Sanger.

You know how satisfying that scene is in Annie Hall when Woody Allen dispatches the blowhard behind him in line at the movies? A president could do that almost any day with the secret information he has. Good ones never do.

Compartmentalization requires equanimity. A president must be able to handle a roller coaster of good and bad news in such succession that he can neither get too high nor too low. The private anguish LBJ felt at losing Vietnam ate away at his presidency. Richard Nixon?s Chief of Staff H.R. Haldeman?s journals show how Nixon?s obsessions led him to drink and bouts of insomnia that robbed him of his reasoning faculties. ?I was concerned about his condition,? Haldeman wrote during the Vietnam protests in May of 1970. ?The decision, the speech, the aftermath, killings, riots, press etc.; the press conference, the student confrontation have all taken their toll, and he has had very little sleep for a long time and his judgment, temper, and mood suffer badly as a result.?

President Richard Nixon and National Security Adviser Henry Kissinger walk during a visit to Vienna, Austria in May 1972.

President Richard Nixon and National Security Adviser Henry Kissinger walk during a visit to Vienna, Austria in May 1972.

Photo by AFP/Getty Images.

To relieve the pressure, all presidents try to create coping mechanisms. As President Obama told Michael Lewis in Vanity Fair, he has had to recognize that there is a public Barack Obama who bears no resemblance to himself. He must disassociate himself from himself. ?One of the things you realize fairly quickly in this job is that there is a character people see out there called Barack Obama. That?s not you.?

A president must be able to live in constant uncertainty. George W. Bush was derided for calling himself the ?decider,? but that?s what a president does: He makes decisions. No easy decision makes it to his desk, so at its most basic, the presidency is a place where a man has agreed to take on the responsibility for huge failures. As Obama explained to Michael Lewis, ?Nothing comes to my desk that is perfectly solvable. Otherwise, someone else would have solved it. So you wind up dealing with probabilities. Any given decision you make you?ll wind up with at 30 to 40 percent chance that it isn?t going to work. You have to own that and feel comfortable with the way you made the decision. You can?t be paralyzed by the fact that it might not work out.?

David Herbert Donald, the famous Lincoln biographer, attaches Keats' phrase "negative capability" to the 16th president, which the poet described as "when a man is capable of being in uncertainties, mysteries, doubts, without any irritable reaching after fact and reason." The mythical view of the president is of a bold planner who wills the country to his view of things. Lincoln, like FDR, preferred to respond to the actions of others, which meant a constant state of uncertainty, evaluation, and choice. Situations had to ripen; most notably, slavery.?

What previous job presented you with the most decision-making moments?

James Fallows, in his sweeping assessment of Obama, talks about the ?decision making muscle.? That is the particular challenge for presidential candidates with no executive experience, someone like Sen. Obama in 2008. The presidency is like no other job, but candidates with less experience offer less of a clue about how their decision-making muscle works and whether it can grow.

A president?s ability to make decisions is crucial and finite. President Bush understood that he needed to husband his energy for decision-making. He used to interrupt squabbling staffers and ask, ?Is this something you want to waste the president of the United States? time on?? It may sound arrogant, but as a senior Bush aide explained, it was a move of self-preservation. When you have to make so many decisions, you must preserve your energy for the important ones. Irritating disputes on nonessential matters can be adjudicated easily enough, but they eat into your battery power.

President Obama steels himself by intentionally limiting the number of decisions he makes in a day. ?You need to focus your decision-making energy. You need to routinize yourself. You can?t be going through the day distracted by trivia.?

A man who is as good at concealing his emotions as Barack Obama was on the eve of the Bin Laden raid is proof that he is fit for the presidency?s most challenging duties. But it?s also proof of exactly why campaigns tell us so little about temperament. We can be fooled by appearances, which is all we have to go on during campaign season.

How do we determine whether a candidate has the temperament necessary to withstand the presidential life? Candidates release their medical records, but a psychological evaluation is not part of the process. Good thing, too. The lack of clinical specificity gives those of us who cover campaigns a lot of room to put candidates on the couch. Tell me about you mother?

While the press is casing the house, trying to throw open one small window to get at a candidate?s personality, he and his team are building fences. There are no long free-flowing interviews; reporters are kept from the rope line so they don?t hear a stray honest remark; and before any fundraiser all cellphones are supposed to be turned off so no moment of serendipity is revealed.

In the place of authenticity comes a shrink-wrapped facsimile. Campaigns manufacture or embellish anecdotes to create a false intimacy that fits whatever the electorate seems to want at the time. This storytelling was on display at the recent Republican and Democratic Party conventions, which offered a parade of vignettes?of character,?perseverance,?and?determination. Ann Romney talked about bygone days, eating tuna fish with her young husband and using a living room ironing board to give insight into the impenetrable Romney. First lady Michelle Obama painted a picture of her husband at his desk, alone at night staring into the problems of the world.

For some candidates, their temperamental qualities may be obvious during a campaign. Kennedy was so physically frail he had to sneak into the Navy. But anyone who had the grit to rescue a man by swimming for six miles, dragging him by a belt he held in his teeth, probably could be trusted to not buckle at the first sign of adversity.?

American president Franklin Delano Roosevelt on board an American warship around 1935.

American president Franklin Delano Roosevelt on board an American warship around 1935.

Photo by Keystone/Getty Images.

FDR's polio gave us a hint that he would be able to endure the?rude discipline of the office. His sunny response to adversity would have equipped him with the balance to know that all is not lost, even when it might first seem that way. The illness no doubt also gave him sympathy for those who had also suffered. "There had been a plowing up of his nature," Frances Perkins, his secretary of labor, said of his polio. "The man emerged completely warm-hearted, with new humility of spirit and a firmer understanding of philosophical concepts."

But even Roosevelt hid a lot from the public. If there was ever a president confident in his abilities, it was FDR. I don?t even have to repeat the clich? about fear, as it is already engrained into your memory. Yet inside Roosevelt was terrified, according to Jonathan Alter?s The Defining Moment. ?I?m just afraid that I may not have the strength to do this job,? Roosevelt said to his son in 1932 after defeating Herbert Hoover. ?After you leave me tonight, Jimmy, I am going to pray. I am going to pray that God will help me, that he will give me the strength and the guidance to do this job and to do it right. I hope that you will pray for me, too, Jimmy.?

Despite those fears, Perkins said that she "came away from an interview with the president feeling better not because he had solved any problems," but because he had somehow made her feel more cheerful, more determined, stronger than she had felt when she went into the room. George Bush described this role as being the ?backbone? of his administration.

A president must constantly show a face to those around him of confidence, Eisenhower believed. Fred Greenstein writes that it was a lesson he learned as a military commander. ?Optimism and pessimism are infectious and they spread more rapidly from the head down than in any direction,? Eisenhower wrote, and from then on he ?firmly determined that my mannerisms and speech in public would always reflect the cheerful certainty of victory.?

General Dwight D. Eisenhower gives the order of the day, "Full victory -- nothing else" to paratroopers in England before they board their airplanes for the first assault in the invasion of Europe. General Dwight D. Eisenhower gives the order of the day, "Full victory -- nothing else" to paratroopers in England before they board their airplanes for the first assault in the invasion of Europe, June 6, 1944.

Library of Congress.

What?s the biggest crisis you?ve faced in your life?

Character flaws in a president can end in tragedy. JFK didn?t live long enough for his infidelities to compromise him, but a variety of his chroniclers have argued that they ultimately would have. LBJ might not have clung to a self-defeating strategy in Vietnam were he not so concerned about what East Coast elites would say about him. Nixon's lack of self-confidence and mounting paranoia drew a straight line to Watergate.

So how can you look for tell-tale signs of good temperament in a candidate? It?s very hard. One place to look could be a moment in a candidate?s past that reveals his true nature. Teddy Roosevelt ran for office having had horses shot out from underneath him. Voters knew he could handle a crisis. When he was shot in the chest while campaigning for office?and finished the speech before accepting any medical treatment?that certainly told voters everything they needed to know about his tenacity.

Of course, standing tall through one crisis doesn?t guarantee that one will succeed in the next. Kennedy?s toughness during the PT-109 episode didn?t help him with the Bay of Pigs. And just because someone didn?t have a searing experience in their youth doesn?t mean they can?t stand up to the pressures to come. Lincoln served in the Black Hawk War, but freely admitted that the toughest enemy he faced was the mosquitoes. He also faced at least half a dozen bouts of debilitating depression during his life. Today, if a candidate?s battle with depression became public, he would almost certainly never be elected. But it may have been Lincoln?s ability to endure this suffering that gave him his stamina for office.

Lyndon Johnson faced no great crisis?he claimed he?d been targeted on a bombing run over Japan, but there?s no evidence of it?yet he knew exactly what to do in the hours after Kennedy?s assassination. He knew he needed to establish immediate legitimacy as the new president, while creating a moment that showed that the grieving members of Kennedy?s family supported the transition of power. So he drew the first lady and Bobby Kennedy close in those early hours after the shooting. Johnson hadn?t learned this from a personal crisis. He knew what the country needed from having spent a career sensitive to the public mood.

Lyndon B. Johnson takes the oath of office as President of the United States, after the assassination of President John F. Kennedy November 22, 1963.

Lyndon B. Johnson takes the oath of office as President of the United States, after the assassination of President John F. Kennedy November 22, 1963.

Photo by National Archives/Newsmakers.

There are moments when the challenge of a campaign tests a candidate?s ability to make decisions under pressure. In the fall of 2008, in the wake of Lehman Brothers? bank collapse, John McCain suspended his campaign. Obama did not. For months, the Obama campaign had been pushing the idea that the 76-year-old former fighter pilot was unreliable. Now he seemed to be lurching, while the one-term senator looked cool and steady.?"Before he said anything, he wanted to understand," said Bill Clinton, describing Obama's process of deliberation about the financial crisis.?"If we have learned anything over the last eight years, it's that we need a president who wants to understand?who can understand."

When Romney chose to insert himself in the early hours after the attack on the U.S. embassy in Libya, commentators drew an analogy to the McCain moment. Had Romney shown that he wasn?t ready to be commander in chief because he inserted himself too early in an international crisis?

Observers saw these two moments as core tests of temperament. Only to a point. In both of those instances the campaigns were trying to pantomime presidential action, but we shouldn?t be fooled into thinking they were actual tests. No lives were on the line. No decisions made in secret could undermine the constitution. The stakes were relatively low, and the spotlight wasn't nearly so bright.

The murder of an American ambassador and three of his colleagues created a crisis for Obama, but the challenge for Romney was purely political. He was trailing in the polls and thought the president was vulnerable for his leadership overseas. Romney read the landscape and thought he saw an opening to take a free shot. Polls suggest people think he made the wrong call. He failed the political test, not the commander-in-chief test. The best we can say is that if campaigns can?t make the right political call under pressure, they won?t be able to make the tougher calls of the presidency.

The closest equivalent for a candidate is when an unexpected disclosure threatens to destroy a campaign. In 1992, on the eve of the New Hampshire primary, Jennifer Flowers announced her longtime affair with Bill Clinton. For a campaign that is an existential test, a moment that carries a similar type of risk as a president staring down a crisis for his administration.

Have you ever been called arrogant? Do you take it as a compliment?

Making clean evaluations of temperament is also tricky because some qualities that can seem unappealing can actually be helpful in office. We don't like arrogant candidates. "A self-made man, he was distressingly proud of his maker," historian Thomas Bailey wrote of the hapless Andrew Johnson. (Johnson, who had apprenticed to a tailor, sometimes liked to remind audiences that Jesus, a carpenter, had also worked with his hands.) It was Obama?s sense of self-regard the Mitt Romney poked fun at during his convention speech. "He promised the oceans will rise and the earth would begin to heal," Romney said. "I just want to help you and your family."?

For many of Obama's critics, his excessive fondness for himself was an easily identifiable flaw. Voters should have rejected him when he took his celebritylike trip of Europe. But if you are a supporter you want a president to have that confidence. In Obama's case, it was his own sense of his place in history that kept his focus on reforming health care.?"There was a strain of messianism in Barack Obama, a determination to change the course of history," writes Noam Scheiber in?The Escape Artists. "And it was this determination that explained his reluctance to abandon his presidential vision. Recessions would come and go, even recessions as painful as this one. But the big achievements?like health care and climate change?were the accomplishments that posterity would recall.?

That confirms the Republican critique: He launched an expensive and distracting health care crusade out of personal grandiosity. But Obama's sense of mission on health care was no different than the sense of mission that animated President George W. Bush, who promised "We?write not footnotes but chapters in the American story." In that case, Bush's personal push to achieve big things like education reform and restructuring Social Security was considered a?laudable?attribute.?

The only people who really know about whether a man running for president has the temperament for the job are those who have worked alongside him. This requires him to have had enough experience to actually accumulate tests of his temperament and to have people who aren?t just cronies make claims on his behalf, as was largely the case with Obama. (Kennedy also skipped to the top fairly quickly, but his military career was a pretty intense test of his temperament.)

President John F. Kennedy.

President John F. Kennedy.

Photo by NBC/NBCU Photo Bank via Getty Images.

This is one of the attractive qualities of the presidency, as it was first conceived by the Founders, where elites promoted candidates and the candidate didn?t sell themselves. The political class was in a position to have evaluated the temperament of a candidate like George Washington?someone they had closely observed over long careers. Mitt Romney, for example, has a well-earned reputation for the interchangeability of his public positions. But firsthand accounts of his character speak very well of him. Those who worked with him in the lead up to Winter Games in Salt Lake City testify not just to his focus and intelligent management, but his commitment to integrity and ethics.

Words like character and values get shapeless pretty fast. Like the word leadership, they are used by politicians to critique their opponent without having to explain exactly what they mean. But genuine examples of character in a candidate?s background give us some indication that he has ballast. Values, whether based in religious beliefs or personal ethics, are what stabilize a president in the swirl. His decisions are rooted in something larger than the moment. They keep him from foundering from pressure, whether from a near terrorist attack or the constant needling of a financial backer.

Though it would be helpful to have a better understanding of a candidate?s qualities from the elites who have observed him, no one would actually argue for going back to a selection system ruled only by party insiders. That is especially true now, when the elites that surround political figures are likely to be the people who raise money for them rather than men of national character like the Founders. George Washington and John Adams would have had nothing to do with Donald Trump.

Temperament, the most important quality, is the one we really can?t know. Voters are taking a gamble on what their presidents will do when they are alone. It?s a quality that can only be really measured once someone is in office. That would seem to favor incumbents, but proof that a president has the temperament to endure the challenges of the first four years is no guarantee that he could endure four more. The decision-making muscle may get in better shape, but it might also blow out after eight years of strain. For a challenger, experience and success are perhaps the only proxy for voters who want to know about a candidate?s temperament. If someone has been effective over a long career they must have some inner strength that allows them to make decisions, ride out disappointments, and endure uncertainty. This is essentially the Mitt Romney argument. (?You can?t argue with success.?) But voters aren?t buying that. How a candidate comes across on the stump, in television commercials, and in debates is what matters to voters. Though the office?s most important moments happen in private, we elect presidents based on who they are in public. In the end, voting for a president is like making decisions as a president. There?s no guarantee. The outcome is always uncertain, and there?s a 30 to 40 percent chance it won?t work out.

Source: http://feeds.slate.com/click.phdo?i=dc8440e3d7e9788dd1d1e42de8dd82ab

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Monday, October 1, 2012

Building a Solid Retirement Nest Egg - Property Investment Advice ...

Whether you are in your 20s or your 50s, now is the time to make sure you are following the right path towards retirement. Saving for retirement isn?t easy, however, as it takes hard work and dedication to make sure your golden years are some of your happiest. Not sure where to start? Have a look at some of the steps that will get you closer towards the retirement of your dreams.

Set short-term financial goals

Preparing a retirement savings plan can seem overwhelming at first, especially if you are only looking at your end financial goal. Keep in mind, however, that how much you need in the end is actually less important than the plan you make for getting there.

Breaking down your retirement and financial planning into manageable five-year increments will keep you feeling confident by helping you to accomplish small goals regularly. For example, if you are fresh out of college, your first five-year goal could simply be paying down your student loans. After you have finished that, you can set another five-year goal that is more relevant to your current career and expenses, and so forth.

Annual budget review

The costs of living and your personal needs change over time, and it is all too easy to just continue paying what you are used to without even thinking about it. By setting up an annual budget and analysing it every year, it will be easy to find areas where you can make major cutbacks, as opposed to accepting ?business as usual?.

Hire help

Getting help from a professional financial planner is a critical element of building a solid retirement plan. A financial planner can help you create a plan that addresses both your five-year and long-term financial goals, and can help make projections based on what you already have, how much you are saving, and your annual compound earnings. These projections will help ensure you are on the right track and will empower you to make adjustments where necessary.

Asset allocation and investment diversification

Asset allocation refers to the types of assets held in an investment portfolio, and could include stocks, bonds, CDs and property investments. Diversification refers to the different investments within each asset class, and is vital for having a strong and less risky investment portfolio. Of course, your current age will strongly dictate where your best investments lie; younger investors should have more assets in stocks, older investors should go for bonds, and every type of investor should be looking at investing in property. In general, being willing to invest your money is crucial if you want a strong financial base for retirement.

Have the right insurance

Insurance exists for one reason: to protect your assets, income and health. Throughout your life, you will be putting in a lot of hard work to secure your financial future, so you don?t want to be derailed because of an odd turn of events. Cover yourself for the most common misfortunes ? fire, flood, hail, job loss, car accidents, theft, and disability ? and ensure you are getting reasonable deductibles and coverage limits.

Mentioned here are only the basics of retirement planning, but there is much more you can do to secure your financial future. The most important thing to do is contact an advisor that can get you on the right track ? and start now.

Source: http://blog.dpn.com.au/building-solid-retirement-nest-egg/

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Christie: Romney will shine in upcoming debate

WASHINGTON (AP) ? New Jersey Gov. Chris Christie says it's been a "tough couple of weeks" for Mitt Romney in his presidential campaign and there's no way to "sugarcoat" that.

But Christie says there's good news on the horizon for fellow Republicans. He says Romney is going to do "extraordinarily well" in the first debate with President Barack Obama on Wednesday night,

After that face-to-face meeting, Christie says "this whole race is going to be turned upside down."

Christie tells CBS' "Face the Nation" that every time Romney was backed into a corner during the GOP nomination fight, he "came out with a great debate performance because that's where he shines."

Source: http://news.yahoo.com/christie-romney-shine-upcoming-debate-134049242--election.html

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Bryant field goal leads Falcons past Panther 30-28

ATLANTA (AP) ? Matt Ryan took an awful beating.

Another win for the Atlanta Falcons will make the pain a lot easier to take.

Shaking off a career-high seven sacks, Ryan completed a 59-yard pass to Roddy White with about a minute remaining, setting up Matt Bryant's 40-yard field goal that kept the Falcons perfect on the season with a wild 30-28 victory over the Carolina Panthers on Sunday.

After squandering a 24-14 lead in the second half, the Falcons needed a crucial fumble by Cam Newton to even have a chance ? and they still faced long odds when the Panthers downed a punt at the Atlanta 1 with 1:09 remaining.

Ryan had no timeouts and surely some doubt about how much time his beleaguered offensive line would give him. But he dropped back about as far as he could, threw it about as far as he could, and relied on White to go up and make the catch.

He did, between two defenders.

Bryant's kick won it with 5 seconds remaining.

"We made the plays when we needed to," said Ryan, who passed for 369 yards and three touchdowns. "That's what you need to do week to week in this league."

The Falcons (4-0) are off to their best start since 2004, when they reached the NFC championship game.

This was their stiffest challenge yet.

"That was exciting. Whew!" said coach Mike Smith, finally able to exhale. "Every time it looked bleak, every time it looked like we didn't have a chance, we were able to overcome it."

Newton threw two touchdown passes and ran for another score. But he let the ball slip away when it looked as though he had clinched the victory for the Panthers (1-3).

"You have to protect the football," Newton said. "That was a key focus going into this game, and I fumbled. There's a lot of guys that are trusting the ball carrier, and I was the ball carrier that particular play to get the job done. And I dropped the ball."

On third-and-2 at the Atlanta 46, Newton took the snap and bulled his way over the left side, his body surging across the spot needed for the first down. On the sideline, several of the Panthers broke into a celebration.

But John Abraham knocked it loose, the ball squirting backward. Fullback Mike Tolbert covered it for Carolina at the 45 ? 1 yard shy of a first down. After attempting unsuccessfully to draw the Falcons offside, the Panthers punted it away.

Ryan and White took advantage of another chance.

"I threw it high and far to the spot we talk about," Ryan said. "Roddy went up and made a great catch. When you're in that situation late in the game, that's what you have to do."

White was sandwiched between cornerback Josh Norman and safety Haruki Nakamura, but managed to leap over both of them to bring down the pass at the Carolina 40. A pass interference call and two short completions made things easier for Bryant, who had already connected from 41 and 33 yards to improve to 8 for 8 on the season.

Make it 9 for 9.

The kick was straight down the middle.

With Julio Jones hindered by an injured right hand, White came up with a huge game for the Falcons. He had eight catches for 169 yards, including a pair of touchdowns. But his biggest catch was the final one.

"Matt told me he was going to throw it up there. Just make a play," White said. "Not for one second did we think we were going to lose the game."

Ryan credited his offensive line on the final drive, even though they struggled most of the day to keep him upright against Charles Johnson and the rest of the Panthers defense.

Johnson spent so much time in the backfield he should've worn an Atlanta jersey, finishing with 3? sacks. Ryan was hit 12 times after throwing and hurried on at least a half-dozen other attempts.

"The offensive line did a great job," Ryan said, all evidence to the contrary. "If you're going to throw the football that far down the field, you need some time. The guys did a great job of pass protection, giving us time to throw it down there."

Newton's fumble ruined what had been a stellar performance. He threw for 215 yards, including a 17-yard touchdown to Greg Olsen early in the game, then a 36-yard scoring play to Kealoha Pilares that put the Panthers ahead 28-24 with 7:55 remaining.

Newton also ran for 86 yards on nine carries, bulling his way into the end zone from 4 yards out late in the third quarter.

The Panthers played much better than they did in their previous outing, a 36-7 home loss to the New York Giants, but it wasn't enough to prevent them from sliding a daunting three games behind Atlanta in the NFC South.

"I want to apologize to my teammates and the fans that were watching out there," Newton said. "Everybody was doing their job. I clearly had the first down, but I've just got to hold onto the football."

Ryan also connected on a 60-yard touchdown with Michael Turner, who took a screen pass right about the line of scrimmage and zigzagged down the field for the first scoring reception of his nine-year career.

DeAngelo Williams scored Carolina's other TD on a 13-yard run.

Notes: The Falcons failed to score a TD on their opening possession for the first time this season, going three-and-out. Also, it was the first time the Panthers did not allow a touchdown on their opponent's opening drive. ... Nakamura had an early interception, but it was largely a day to forget for the Carolina free safety. He was beaten on both of White's touchdown receptions, missed a tackle on Turner's scoring play and had the ball snatched away by White on the long pass that set up the winning field goal. ... Atlanta's only other 4-0 start came in 1986.

___

Online: http://pro32.ap.org/poll and http://twitter.com/AP_NFL

Source: http://news.yahoo.com/bryant-field-goal-leads-falcons-past-panther-30-203613904--spt.html

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Colonial sins return to haunt former world powers

Express Newspapers / Hulton Archive via Getty Images

British police examine suspects for the seven initiation cuts on the body that marked a member of the Mau Mau secret society in this November 1952 image.

By NBC News' Ian Johnston, Nancy Ing and Ploy Bunlueslip

LONDON -- It is a court case that could reverberate round the world: Three elderly Kenyans are suing the U.K. government for torture inflicted by the colonial regime during the African country's struggle for independence.

If the Kenyans win -- a ruling on the case is expected later this week -- claims from others involved in the so-called Mau Mau uprising are highly likely and experts say it could set a precedent that would help victims of abuses in other countries that were once part of the British Empire.?

The court case could also attract the attention of President Barack Obama.?In his book ?Dreams From My Father,? Obama said he was told by his step-grandmother Sarah that his Kenyan grandfather Onyango was held for six months in a detention camp by the colonial authorities. ?When he returned ? he was very thin and dirty. He had difficulty walking, and his head was full of lice,? Obama wrote.

Compared to his compatriots seeking compensation from the U.K., Onyango Obama got off lightly: In court, the two men and a woman described being savagely beaten, castrated, sexually assaulted, and witnessing killings during British rule in the 1950s.

Such stories are not confined to the former British Empire.

France, for example, has refused to apologize for its actions as former colony Algeria struggled for independence in the 1950s and early 1960s, with former president Nicolas Sarkozy saying ?repentance? had ?no place in our relations.?

And Germany only finally said sorry for?a particularly extreme case of genocide by German forces in Namibia on the 100th anniversary of the massacre of tens of thousands of Herero people. Germany does pay aid to Namibia, but has to date refused to compensate the Herero directly.

The United States also has a colonial past with Spain handing over Philippines in 1898. Some, as noted by?Filipino academic E. San Juan Jr., say the?resulting Philippine-American War saw the deaths of about 1.4 million Filipinos while others put the toll in the hundreds of thousands.?Despite this, Philippines and the U.S. have close relations and many Filipinos have positive feelings toward Americans.

More international coverage from NBC News

In contrast, ill will still exists in Kenya over British colonial rule, but in?July, there was a potential breakthrough when?the U.K. government admitted for the first time that civilians were tortured during the Mau Mau revolt.

Guy Mansfield, a lawyer representing Britain, told the three Kenyan claimants -- Paulo Muoka Nzili, Wambuga Wa Nyingi and Jane Muthoni Mara ? that he did "not want to dispute the fact that terrible things happened to you.?

However, the U.K. is still arguing that the events of the uprising took place too long ago to enable a fair trial to be held. The defense team expects a judge to rule on this argument this week. A decision against the government would leave it with few legal options.?

'Children were killed'
Previously the U.K. claimed that the victims should sue Kenya, rather than the U.K., an argument the Kenyans? lawyer, Martyn Day, dismissed as ?nonsense? and that was rejected by a judge in a previous ruling.?

In July, Nyingi, 84, told the U.K.?s High Court through an interpreter that he was detained for nine years during which he was beaten unconscious as 11 others were battered to death, according to a report by the Press Association news service.

Ben Stansall / AFP - Getty Images, file

A lawyer representing the U.K. government told Wambuga Wa Nyingi and two other Kenyans that he did "not want to dispute the fact that terrible things happened to you."

"In the years before independence people were beaten, their land was stolen, women were raped, men were castrated and their children were killed,? Nyingi ?said.

Nzili, 85, said he was abducted by Mau Mau fighters, but later escaped only to be arrested by the colonial authorities, who castrated him. His treatment left him ?completely destroyed and without hope.?

Mara, 73, told the court she was beaten with sticks and sexually assaulted with a glass bottle containing hot water after she gave food to Mau Mau members.

Day, the lawyer, told NBCNews.com that ?without any question ? the [U.K.] government is very worried about the implications of any decision? in the case.

From ITV News: Tutu urges UK to show compassion to Kenyan torture victims

In addition to ?many, many more people in Kenya,? he said he thought ?significant numbers of groups of people the former British Empire who would be looking at that judgment.?

He said a victory for the Kenyans could help the victims of abuses in countries like Malaysia --?the source of recent legal action against the U.K.?-- Cyprus and possibly India claim compensation.

Day said some people in Britain ?feel perhaps we are superior to the Germans and Japanese and countries where atrocities have occurred, but actually there is always a significant proportion of people who are pretty grim.?

France?s ?horrific crimes?
The years leading up to independence for Algeria saw one of the world?s most violent and bitter conflicts to end colonial rule, which was the subject of a critically acclaimed film, ?Battle of Algiers.??

So much so, that when Algeria celebrated its 50th anniversary of independence on July 5 this year, France was pointedly not invited.

During the 1954-1962 revolt, a million lives were lost and people were murdered, raped and tortured by both sides; the newly independent Algeria was left economically devastated.

?The horrific crimes committed by the French during colonization are entrenched in the memories of Algerians,? explained Farouk Ksentini, president of Algeria?s National Commission on Promotion and Protection of Human Rights. ?We suffered like animals from humiliation, exploitation, expropriation and slaughter ? France must repent for its crimes.?

Dominique Berretty / Gamma-Rapho via Getty Images

French security forces take to the streets after a riot broke out in Algiers, Algeria, in 1960.

Ksentini said he was aware of only one Algerian who had been financially compensated by France over the conflict. In 2001, a French court awarded an invalidity pension to Mohamed Garne, conceived after French soldiers raped his mother.

To date, no French president has said sorry. During an official visit in 2007, Sarkozy told two Algerian newspapers he was in favor of ?a recognition of the facts, [but] not for repentance which has a religious notion and no place in our relations state-to-state.?

The current President Francois Hollande may shift French policy; during his election campaign last year, he condemned colonization and declared, ?The truth must be said.?

German extermination order
In Namibia in 1904, German General Adrian von Trotha gave an infamous order that ?the Herero nation must now leave the country. If it refuses, I shall compel it to do so with the 'long tube' [cannon]. Any Herero found inside the German frontier, with or without a gun or cattle, will be executed. I shall spare neither women nor children."

Fotosearch via Getty Images

A group of starving Herero survivors return after being driven into the desert of Omaheke by German forces in Namibia in about 1907.

The order was issued after a number of Herero rebelled and killed more than 100 German soldiers. There are different figures, but according to one estimate more than 60,000 people -- a significant proportion of the population that some put as high as 85 percent -- were dead within three years and thousands of Demara and Nama people were also killed.

Germany's return of Namibian skulls stokes anger

In 2004, Germany issued a formal apology. It also makes aid payments to Namibia, but has not directly paid compensation to the Herero.

Kuaima Riruaku, the paramount chief of the Herero and a politician in Namibia?s parliament, told NBC News that his people were still feeling the effects of the massacre.

?They destroyed the Herero as a people. They destroyed the culture and the manhood,? he said.

?We?ve lost a lot of things, our land and our property ? our cattle and everything that was confiscated by the German government,? he said.

?Now we?re in the minority [in the Herero?s homeland]. We [would have been] the majority here if we didn?t fight the Germans,? he added.

Riruaku said for years Germany had ignored the Herero?s request for reparations.

?It?s taken more than 25 to 30 years, but now they seem to listen ? there?s a little chance of hope,? he said. ?Now we just talk to one another as human to human ? they seem to understand why we are doing this.?

He said Germany should reach a financial settlement with the Herero ?in order to ? restore their humanity.?

Asked whether too much time had passed for such a deal, Riruaku said ?that was the argument before ? but the wound and the scar ? are not yet forgotten.?

A spokeswoman for the German foreign ministry told NBC News that the German government ?admits to the moral and historic responsibility towards Namibia, but the federal government does not allow for individual payments of compensation to representatives of the respective ethnic groups.?

'Kill everyone over 10'
Another infamous order in colonial history was issued by U.S. General Jake ?Hell-Roaring? Smith, whose reported command to ?Kill everyone over 10? during the Philippines-American War of 1899-1902 caused outrage in the United States.?

Retired Philippines Navy Commodore Rex Robles, 69, told NBC News that ?the most prominent issue against the Americans in the Filipino-American War was the devastation of Samar, where hundreds were killed in cold blood by American troops in that province in retaliation for an ambush by Filipino rebels."

Captain Jf Case / Hulton Archive via Getty Images

American troops fire on insurgents in the Philippines during the Philippine-American War, circa 1899.

"The issue of the ?Bells of Balangiga? lingers to this day. The sacred church bells were taken by the Americans as war booty and never returned,? he added.

He said the Americans were ?illegitimate conquerors,? adding that the Filipino forces had ?fought valiantly against the usurpers, but were faced with superior force and logistics."

However, Robles said that Filipinos in general have a ?positive attitude and feeling toward America.?

?This is fostered by the U.S. image as liberators from the Japanese occupation [during World War II], as well as the all-pervasive propaganda stemming from the American propaganda machine,? he said.

David Anderson, professor of African politics at England?s Oxford University, said propaganda was used by countries to cover their past crimes.

The U.K. was a world leader on torture and taught other countries how to do it, he said, but had created ?a myth? that such behavior was not ?British.?

He noted similarities between the language used to try to legalize torture by the British in Kenya ? euphemisms such as ?dilution? ? and the George W. Bush administration?s insistence that waterboarding was not illegal, but simply ?enhanced interrogation.?

What is torture? Ex-CIA official renews debate

?It?s very important to have a broader perspective. Torture has gone on, kind of everywhere and every time.? Anderson said. ?It?s not a novelty, and in conflicts, bad stuff happens, so it should not surprise us.?

Anderson, who wrote a book called ?Histories of the Hanged: Britain's Dirty War in Kenya and the End of Empire,? said right-leaning U.K. commentators tended to dismiss ?people like me? for ?bashing the empire.?

?That totally misunderstands the point and that is not what I?m doing,? he said. ?The fundamental for me is if torture happens, then we need to do something about it.?

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Source: http://worldnews.nbcnews.com/_news/2012/10/01/13722339-colonial-sins-return-to-haunt-former-world-powers?lite

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